Every year, Insurance Plans:

• Increase your plan premiums…costing you more each month
• Increase your deductible….passing a larger amount of your healthcare costs to you before they’ll consider paying anything
• Increase your coinsurance…so they pay a smaller percentage of the bills
• Increase your plan limits…limiting the number of providers or visits you can receive
• Increase requirements for coverage of services…forcing you to see multiple providers and get unnecessary tests or prescriptions
• Decrease what your plan will cover…limiting the scope of services you can receive
• Decrease allowed visits…so you end up needing to fight for needed care, or end up paying for it yourself

The costs have escalated exponentially for patients.

This system discourages people from seeking care quickly and has led to longer times for individuals to receive the care they need. This, in turn, has reduced their quality of life and increased the complexity of problems for so many.

In short…the system is broken.